Underneath All Are the Contracts

Ralph Nader explains the problem with standard form contracts and introduces faircontracts.org.

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Iowa Consumer Law

In Iowa, the mini-FTC act is Iowa Code § 714.16. Under this legislation, the State Attorney General has a cause of action against a person who engages in a variety of unfair practices, deception, fraud, false pretense, false promise, or misrepresentation, or the concealment, suppression, or omission of a material fact with intent that others…

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Indiana Consumer Law

In Indiana, the mini-FTC act is Ind. Code. § 24-5-0.5-1 to 12. Under this legislation, a plaintiff has a cause of action if they have relied upon an uncured or incurable deceptive act and have actually suffered damages.  The plaintiff may be awarded damages or $500; whichever is greater. This amount may be increased for…

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Illinois Consumer Law

In Illinois, the mini-FTC act is 815 Ill. Comp Stat. 505/1–12. Under this legislation, a person has violated the statute is they have engaged in unfair methods of competition and unfair or deceptive acts or practices, including but not limited to the use or employment of any deception fraud, false pretense, false promise, misrepresentation or…

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Idaho Consumer Law

In Idaho, the mini-FTC act is Idaho Code Ann. § 48-601 to 619. Under this legislation, the State Attorney General has a cause of action if a person engages in a variety of unfair or deceptive acts or practices in the conduct of any trade or business. The Attorney General can obtain injunctive relief, recover…

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Hawaii Consumer Law

In Hawaii, the mini-FTC act is Haw. Rev. Stat. § 481-1 to 5. Under this legislation, a plaintiff has a cause of action if a person engaged in a deceptive trade practice related to their business, vocation or occupation. Injunctive relief is available without proof of monetary damages required, as well as other statutory or…

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Georgia Consumer Law

In Georgia, the mini-FTC act is Ga. Code Ann. § 10-1-390 to 407. Under this legislation, a plaintiff has a cause of action against a person who engages in a variety of unfair and deceptive practices while conducting a trade or business. Violators are subject to injunctions, general and exemplary damages. Actions must be brought…

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Florida Consumer Law

In Florida, the mini-FTC act is Fla. Stat. § 501.201–13.  Under this legislation, the state attorney or the Department of Legal Affairs has a cause of action when a person performs unfair methods of competition, unconscionable acts or practices, or unfair or deceptive acts or practices in the conduct of any trade or commerce. Persons…

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District of Columbia Consumer Law

In the District of Columbia, the mini-FTC act is D.C. Code § 28-3901. Under this legislation, the Department of Consumer Affairs has a cause of action against any person who uses a variety of false, misleading, or deceptive practices in the conduct of any trade or business. If found guilty of a violation, a person…

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Delaware Consumer Law

In Delaware, the mini-FTC act is Del. Code Ann. tit. 6 § 25. Under this legislation, plaintiffs have a cause of action when an act, use or employment by any person of any deception, fraud, false pretense, false promise, misrepresentation, or the concealment, suppression, or omission of any material fact with intent that others rely…

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Connecticut Consumer Law

In Connecticut, the mini-FTC act is Conn. Gen. Stat. § 42-110. Under this legislation, plaintiffs have a cause of action when an individual engages in unfair methods of competition or unfair or deceptive acts or practices in the conduct of any trade and causes any ascertainable loss of property to the plaintiff. Such action must…

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