Underneath All Are the Contracts

Ralph Nader explains the problem with standard form contracts and introduces faircontracts.org.

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Massachusetts Consumer Law

In Massachusetts, the mini-FTC act is the Massachusetts – Regulation of Business Practices for Consumers Protection Act.  Under this legislation, plaintiffs have a cause of action when any person who employs any method, act or practice declared to be unlawful by section two or any rule or regulation issued thereunder.  To sustain an action, the…

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Maryland Consumer Law

In Maryland, the mini-FTC act is the Maryland – Consumer Protection Act.  Under this legislation, plaintiffs have a cause of action when any person employs unfair or deceptive trade practices including any proscribed practices.  To sustain an action, the plaintiff must show actual harm due to the defendant’s conduct.  There is no statute of limitations…

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Maine Consumer Law

In Maine,the mini-FTC act is the Maine – Unfair Trade Practices Act.  Under this legislation, plaintiffs have a cause of action when any person who sells or leases good, services or property, real or personal, primarily for personal, family or household purposes using unfair methods of competition and unfair or deceptive acts or practices in…

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Kentucky Consumer Law

In Kentucky, the mini-FTC act is <Kentucky – Consumer Protection Act>.  Under this legislation, plaintiffs have a cause of action when any “person” (natural persons, corporations, trusts, partnerships, incorporated or unincorporated associations, and any other legal entity) who uses or employs any act or method herein declared unlawful.  To sustain an action, the plaintiff must…

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Kansas Consumer Law

In Kansas, the mini-FTC act is the Kansas – Deceptive Consumer Sales Act.  Under this legislation, plaintiffs have a cause of action when a ”supplier” defined as; “A seller, lessor, assignor, or other person who regularly engages in or solicits consumer transactions, including soliciting a consumer transaction by using a telephone facsimile machine to transmit…

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Tell Us Your Story!

Got a story to tell us about one of your contract experiences? Have you turned down a company or renegotiated the terms after they tried to force an unfair contract on you? Do you want to send out a warning to other consumers not to fall for predatory contracts?  Do you know of model industry…

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24 Hour Fitness “New Member Orientation”

Contract:24 Hr Fitness Membership Policies and Club Rules.pdf

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When purchasing a product that offers a rebate, be sure to send in all required materials, but keep copies for yourself. If the rebate does not come within the time promised, report the company to the FTC or your state Attorney General.

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Beware of free trials. Often, signing up for one means agreeing to a membership that automatically goes into effect (and begins billing you) after the “trial” period is over. Also look out for nonrefundable fees, automatic billing, and the process for canceling.

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When taking out a loan, check out the reliability of the loan company by researching them through the Better Business Bureau, your state attorney general’s office, and any other source you can find to make sure the lender is reputable!

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