Underneath All Are the Contracts

Ralph Nader explains the problem with standard form contracts and introduces faircontracts.org.

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New Mexico Consumer Law

In New Mexico the mini-FTC act is the Unfair Trade Practices Act.  Under this legislation, plaintiffs have a cause of action when businesses (with exemption for publishers, broadcasters, printers and regulatory bodies of New Mexico and the United States) use unfair trade practices (listed in section 57-12-2(D)(6)).  To sustain an action, the plaintiff does not…

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New Jersey Consumer Law

In New Jersey the mini-FTC act is The Consumer Fraud Act N.J.S.A. §§56:8-1.  Under this legislation, plaintiffs have a cause of action when a person, business entity, agentor employee commits deceptive acts as outlined in §56:8-2.  To sustain an action, the plaintiff must show actual harm due to the defendant’s conduct (though the Attorney General…

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New Hampshire Consumer Law

In New Hampshire, the mini-FTC act is Consumer Protection Act (N.H. Rev. Stat. Ann. §§358-A:1 to 358-A:13).  Under this legislation, plaintiffs have a cause of action when a defendant commits one of fourteen enumerated acts or other broadly deceptive acts.  To sustain an action, the plaintiff must show actual harm due to the defendant’s conduct. …

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Nevada Consumer Law

In Nevada, the mini-FTC act is the Trade Regulation and Practices Act (Nev. Rev. Stat. §§509.0903 to 598.0999).  Under Nev. Rev. Stat. §41.600, plaintiffs have a cause of action when a person engages in a deceptive trade practice in violation of the Trade Regulation and Practices Act.  To sustain an action, the plaintiff must show…

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Nebraska Consumer Law

In Nebraska, there are two governing mini-FTC acts:   The first is the Consumer Protection Act (Neb. Rev. Stat. §§59-1601 to 59-1623).  Under this legislation, plaintiffs have a cause of action when a defendant commits unfair or deceptive acts that affect the public interest.  To sustain an action, the plaintiff must show actual harm due…

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Montana Consumer Law

In Montana, the mini-FTC act is the Montana – Consumer Protection Act.  Under this legislation, plaintiffs have a cause of action when any person employing unfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce; which are unlawful.  To sustain an action, the plaintiff must show…

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Missouri Consumer Law

In Missouri, the mini-FTC act is the Missouri – Merchanidising Practices Act.  Under this legislation, plaintiffs have a cause of action when any person who acts, uses or employs any deception, fraud, false pretense, false promise, misrepresentation, unfair practice or the concealment, suppression, or omission of any material fact in connection with the sale or…

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Mississippi Consumer Law

In Mississippi, the mini-FTC act is the Mississippi – Consumer Protection Act.  Under this legislation, plaintiffs have a cause of action when any person who sells or leases goods or services primarily for personal, family or household purposes, thereby causing an ascertainable loss of money or property, real or personal, as a result of the…

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Minnesota Consumer Law

In Minnesota, the mini-FTC acts are Minnesota – additional duties of attorney general; Minnesota – False Statement in Advertising Act; Minnesota – Prevention of Consumer Fraud Act.  Under this legislation, plaintiffs have a cause of action when any person who acts, uses or employs any fraud, false pretense, false promise, misrepresentation, misleading statement or deceptive…

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Michigan Consumer Law

In Michigan, the mini-FTC act is the Michigan Consumer Protection Act.  Under this legislation, plaintiffs have a cause of action when any person who employs unfair, unconscionable, or deceptive methods, acts, or practices in the conduct of trade or commerce; defined as follows – proscribed acts.  To sustain an action, the plaintiff need not show…

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