Underneath All Are the Contracts

Ralph Nader explains the problem with standard form contracts and introduces faircontracts.org.

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Ralph Nader Asks Airline CEOs About Windfall Profits for Unused Passenger Tickets

Have you ever not used a non refundable airline ticket and then either forgot to use it within a year or were reluctant to pay a $100-$150 change fee to be able to use it? Ralph Nader asks the CEOs of major airlines to reveal the data of how much they have pocketed from these…

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Save the date: January 27, 2012: Hidden Traps, Fair Contracts & Consumer Choice

Save the date:  January 27, 2012:  Hidden Traps, Fair Contracts & Consumer Choice Citizen Works and the Loyola School of Law Institute for Consumer Antitrust Studies are co-hosting a panel presentation on “Hidden Traps, Fair Contracts & Consumer Choice” from 10 a.m. to 12:30 p.m. on January 27, 2012 at Loyola School of Law in…

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US Senate Blocks Confirmation of Richard Cordray, President Obama’s Nominee to Head the Consumer Financial Protection Bureau; Obama Recess Appoints Cordray January 4, 2012.

December 8, 2011:  US Senate Blocks Confirmation of Richard Cordray, President Obama’s Nominee to Head the Consumer Financial Protection Bureau In a partisan vote of 53 to 45, the U.S. Senate blocked the confirmation of Richard Cordray, President Obama’s nominee to head the Consumer Financial Protection Bureau (CFPB). All 45 no votes were from Republican…

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Tis the season! Consumers Beware of the Fine Print and Curlicues in the “Deals”!

Consumers Beware of the Fine Print and Curlicues in the "Deals" this Holiday Season! ‘Tis the season — and online and in person harassment abounds!   If you feel like this shopper, perhaps the best deal is to "walk away"…. > https://www.youtube.com/watch?feature=player_embedded&v=3Sk7cOqB9Dk    

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Arbitration: Is It Fair When Forced? Senate Hearing and Legislation

“Arbitration: Is It Fair When Forced?” On October 13, 2011, Senator Al Franken (D-MN) presided over a Senate Judiciary Committee hearing titled: “Arbitration: Is It Fair When Forced?” Excellent testimony was presented on how binding mandatory arbitration deprives consumers of their day in court.   Citizen Works signed on to the coalition letter supporting this legislation….

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FAIR CONTRACTS’ OPEN LETTER TO BRIAN MOYNIHAN, CEO, BANK OF AMERICA

FAIR CONTRACTS’ OPEN LETTER TO BRIAN MOYNIHAN, CEO, BANK OF AMERICA October 4, 2011 Mr. Moynihan: On Monday afternoon, October 3, the Associated Press reported that Bank of America, your bank, America’s largest bank by numbers of deposits, had its share price sink “9 percent to $5.53, a level not seen since the financial crisis…

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A Monthly Fee To Use Your Debit Card? Just SAY NO to more bank fees!

CALL YOUR BANK TODAY and tell them not to mess with your debit card!  Take action NOW:  The media today is reporting that Bank of America and other large banks are going to or are testing whether to charge their customers a fee, as much as $5, for the customers’ "privilege" of accessing their own money with…

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Progress is made on health insurance contract forms with proposed HHS rules!

Progress is made on health insurance forms with proposed HHS rules! On August 17, 2011 the Department of Health and Human Services proposed new regulations to make insurance form terms clear and available before consumers must engage in the enrollment process.    Fair Contracts encouraged this long overdue reform.  On June 17, 2010, representatives from…

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Ralph Nader Takes on Airline Refunds; Touts Small Claims Courts for Consumers

The New York Times reports this fair contract win by Ralph Nader to object to the fine print in airlines refunds.  Nader recommends small claims courts for consumers.  See:  http://www.nytimes.com/2011/07/24/your-money/ralph-nader-and-the-airline-refund-the-haggler.html    

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The Consumer Financial Protection Bureau is Up and Running

Today, July 21, the Consumer Financial Protection Bureau (CFPB) officially launches.  The CFPB released a report earlier in the week to outline its progress since the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act last year. The report, "Building the CFPB,” begins with a letter from Professor Elizabeth Warren, Special Advisor to the…

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