Underneath All Are the Contracts
Ralph Nader explains the problem with standard form contracts and introduces faircontracts.org.
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Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD 2009)
The Credit Card Accountability Responsibility and Disclosure Act of 2009 On May 22, 2009, President Obama signed into law the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act). The Act imposes restrictions on many credit card issuer practices that have been the subject of criticism over the years. While most consumer advocates…
New York Times article: Credit Card Database Is Heroic, and Mystifying
The New York Times explains (05 24 10) how the Federal Reserve Board has introduced an online database listing the terms and conditions of more than 300 credit card issuers to help consumers find a card that best suits their personal finance needs, but which is riddled with fine print and difficult to comprehend language….
Click-Wrap Agreement – Internet Library of Law and Court Decisions
Summaries of a collection of cases analyzing online contracts. www.internetlibrary.com/topics/click_wrap.cfm
Susan E. Gindin – Nobody Reads Your Privacy Policy or Online Contract?
Nobody Reads Your Privacy Policy or Online Contract? www.law.northwestern.edu/journals/njtip/v8/n1/1/
EFF.org – Terms Of (Ab)Use
The time has come to shed light on what these Terms of Service agreements actually say, and what it means to users. www.eff.org/issues/terms-of-abuse
TOSBack
“TOSBack was created to help you monitor the policies for the websites you use everyday, and show how they change over time.” www.tosback.org/timeline.php
Alan Siegel: Let’s simplify legal jargon
Tax forms, credit agreements, healthcare legislation: They’re crammed with gobbledygook, says Alan Siegel, and incomprehensibly long. He calls for a simple, sensible redesign — and plain English — to make legal paperwork intelligible to the rest of us. http://www.ted.com/talks/alan_siegel_let_s_simplify_legal_jargon.html
Wyoming Consumer Law
In Wyoming, the mini-FTC act is the Consumer Protection Act, Wyo. Stat. Ann. §§40-12-101 to 40-12-114. Under this legislation, plaintiffs have a cause of action only if a business knowingly committed an unlawful deceptive trade practice. To sustain an action, the plaintiff must show actual harm due to the defendant’s conduct. There is a statute…
Wisconsin Consumer Law
In Wisconsin, the mini-FTC act is Wis. Stat. Ann. §100.18; §§100.20- 100.264. Under this legislation, plaintiffs have a cause of action when a defendant violates a specific regulation by engaging in unfair trade practices, deceptive practices in advertising (except insurance companies) or other deceptive representations to the general public. To sustain an action, the plaintiff…
West Virginia Consumer Law
In West Virginia, the mini-FTC act is the West Virginia Consumer Credit and Protection Act. Under this legislation, plaintiffs have a cause of action when anyone in the conduct of trade or commerce commits unfair or deceptive acts or practices or engages in unfair competition. To sustain an action, the plaintiff must show actual harm due…