theresa

Payday Loan Legislation in All States

By theresa / July 6, 2010 / Comments Off on Payday Loan Legislation in All States

State Name Max/Min Loan Amount Max/Min Loan Term Finance Charges Allowed Fees (not including insufficient funds fees) Citation Alabama 31days/10days $30 to –22   Alaska 14day min $5 §§ 06.50.010–.900 $500/$50 15% Ariz. Rev. Stat. $400 10% of personal check or money order/6% of all other checks Ark. Code §§ 23-52-101 $300 15% Cal. Fin.…

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Contracts in the Schoolhouse (2010)

By theresa / July 5, 2010 / Comments Off on Contracts in the Schoolhouse (2010)

Contracts in the Schoolhouse             In late fall of 2009, Citizen Works received a tip about a widespread practice in America’s public schools: the science safety "contract."  A science safety contract, though not legally binding, is a document that styles itself as a contract that both students and parents must sign before participating in core…

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Farmers Guide to GMOs (2004) by FLAG & RAFI-USA

By theresa / July 5, 2010 / Comments Off on Farmers Guide to GMOs (2004) by FLAG & RAFI-USA
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Sample Cell Phone Users Bill of Rights

By theresa / July 5, 2010 / Comments Off on Sample Cell Phone Users Bill of Rights
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Military Enlistment Form 3286

By theresa / July 5, 2010 / Comments Off on Military Enlistment Form 3286

Contract:Military+Enlistment+DoD+Form+3286.pdf

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Military Enlistment DOD Form 1966

By theresa / July 5, 2010 / Comments Off on Military Enlistment DOD Form 1966

Contract:Military+Enlistment+DoD+Form+1966.pdf

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Military Enlistment DOD Form 4

By theresa / July 5, 2010 / Comments Off on Military Enlistment DOD Form 4

Contract:Military+Enlistment+DoD+Form+4.pdf

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Military Enlistment Contracts (March 2010)

By theresa / July 5, 2010 / Comments Off on Military Enlistment Contracts (March 2010)

Introduction             Contracts of adhesion1 may be found in many fields of employment law with varying degrees of guile written into each contractual clause.  All branches of military employment are no different and features several aspects which may make this set of contracts all the more compelling.  First, many military enlisters begin their duty soon…

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Analysis of Various Cell Phone Contract Provisions (03 2010)

By theresa / July 5, 2010 / Comments Off on Analysis of Various Cell Phone Contract Provisions (03 2010)

Analysis of Various Provisions in Cell-Phone Contracts   I. Introduction A. Background Cell phones are ubiquitous.  They are people’s preferred method of communication, and they are almost essential to surviving in this world.  However, at any given time, most cell-phone users are in a “cell-phone jail.”[1]  They are locked into their cell-phone contracts,[2] so they…

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Summary of Findings re Forced Arbitration in Credit Card Contracts (Summer 2009)

By theresa / July 5, 2010 / Comments Off on Summary of Findings re Forced Arbitration in Credit Card Contracts (Summer 2009)
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