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Check out Lonnie Ray Atkinson’s Hip Hop Song for Health Justice/Single Payer and notice the lyrics about all the trips and traps of health insurance, including "no more wading through plan restrictions."
Read MoreJohn Wasik, award-winning author of 13 books and personal finance columnist for Reuters, has issued this report with Demos, titled How Safe Are Your Savings? How Complex Derivatives Products Imperil Seniors’ Retirement Savings. Fair Contracts Intern Dylan Hanson and Citizen Works contributed to the background research. Wasik writes: Few investors fully understand what they’ve been…
Read MoreArticle with proposed solution ("Change Approval Boards") for unilateral modification terms within contracts. Oren Bar-Gill and Kevin E. Davis, "Empty Promises" 84(1) Southern California LawReview 1-44 (2010). Here is the version on SSRN:http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1554966.
Read MoreToday the Supreme Court ruled 5-4 in a closely-watched case that waivers of class action rights within arbitration provisions in company contracts are enforceable, even where a state deems those provisions to be unconscionable. The case involves two consumers, Vincent and Liza Concepcion, who bought cell phones that AT& T advertised as discounted (one phone…
Read MoreThe Consumer Financial Protection Bureau Now Has a Website On February 3, 2011, the Consumer Financial Protection Bureau (CFPB), still in formation, launched its website to begin a conversation with consumers. The Bureau’s opening film says it will "work to cut down on the fine print." On Friday, September 17, 2010, President Obama appointed Elizabeth…
Read More11.9.10 Will the Supreme Court Let Corporations Ban Consumer Class Actions in the Fine Print of Contracts Compelling Arbitration? Today the Supreme Court heard an extremely important contracts case to decide whether waivers of class actions within arbitration provisions in company contracts are enforceable. The case involves two consumers, Vincent and Liza Concepcion, who bought…
Read MoreIn this piece, finance writer John Wasik, explains how "wronged investors may still be stuck in a troubled system run by the brokerage industry" but how one investor — Hollywood’s Larry “JR Ewing” Hagman — fought back, and won. As Wasik explains: "When you sign any standard brokerage agreement, you are locked into their mandatory…
Read MoreRead the coalition letter to The Honorable John Conyers Jr., Chairman, and The Honorable Lamar Smith, Ranking Member, of the U.S. House of Represenatives Committee on the Judiciary, dated July 26, 2010, in support of the Aribtration Fairness Act of 2009, H.R. 1020.
Read MoreResearchers at the Georgetown University Health Policy Institute have looked at health insurance contracts in California and Massachusetts and have produced the following reports, including recommendations for a “Coverage Facts Label” akin to a food nutrition label that would help consumers understand the terms of their health insurance at a glance and be able to…
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