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State Name Max/Min Loan Amount Max/Min Loan Term Finance Charges Allowed Fees (not including insufficient funds fees) Citation Alabama 31days/10days $30 to –22 Alaska 14day min $5 §§ 06.50.010–.900 $500/$50 15% Ariz. Rev. Stat. $400 10% of personal check or money order/6% of all other checks Ark. Code §§ 23-52-101 $300 15% Cal. Fin.…
Read MoreContracts in the Schoolhouse In late fall of 2009, Citizen Works received a tip about a widespread practice in America’s public schools: the science safety "contract." A science safety contract, though not legally binding, is a document that styles itself as a contract that both students and parents must sign before participating in core…
Read MoreContract:Military+Enlistment+DoD+Form+3286.pdf
Read MoreContract:Military+Enlistment+DoD+Form+1966.pdf
Read MoreContract:Military+Enlistment+DoD+Form+4.pdf
Read MoreIntroduction Contracts of adhesion1 may be found in many fields of employment law with varying degrees of guile written into each contractual clause. All branches of military employment are no different and features several aspects which may make this set of contracts all the more compelling. First, many military enlisters begin their duty soon…
Read MoreAnalysis of Various Provisions in Cell-Phone Contracts I. Introduction A. Background Cell phones are ubiquitous. They are people’s preferred method of communication, and they are almost essential to surviving in this world. However, at any given time, most cell-phone users are in a “cell-phone jail.”[1] They are locked into their cell-phone contracts,[2] so they…
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