Underneath All Are the Contracts
Ralph Nader explains the problem with standard form contracts and introduces faircontracts.org.
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Apple iTunes Software License Agreement February 7 2010
Contract:Apple iTunes Software License Agreement February 7 2010.pdf
What’s in a Standard Form Contract? An Empirical Analysis of Software License Agreements & Does Anyone Read the Fine Print? Testing a Law and Economics Approach to Standard Form Contracts
Professor Florencia Marotta-Wurlger has written two articles on this subject: What’s in a Standard Form Contract? An Empirical Analysis of Software License Agreements "This article provides a comprehensive empirical analysis of an important class of modern standard form contracts—software license agreements. . . I document the prevalence of terms relating to license acceptance, license scope,…
Payday Loan Legislation in All States
State Name Max/Min Loan Amount Max/Min Loan Term Finance Charges Allowed Fees (not including insufficient funds fees) Citation Alabama 31days/10days $30 to –22 Alaska 14day min $5 §§ 06.50.010–.900 $500/$50 15% Ariz. Rev. Stat. $400 10% of personal check or money order/6% of all other checks Ark. Code §§ 23-52-101 $300 15% Cal. Fin….
Synopses and Links to Major Federal Consumer Protection Statutes
THE FEDERAL TRADE COMMISSION The main consumer protection entity within the federal government is the Federal Trade Commission, or FTC. The FTC promotes consumer protection through its Bureau of Consumer Protection, which enforces federal consumer affairs laws and rules that the FTC itself creates. The FTC’s Bureau of Consumer Protection also educates consumers and…
Gift Card Summary (12 09)
Gift cards are now regulated under the CARD Act, which will limit gift card fees and expiration dates. Federal law currently preempts state attempts to regulate the terms of national bank issued gift cards. However, the Federal Circuit Courts of Appeal are divided on whether states may regulate non-bank retailers that sell gift cards as…
Contracts in the Schoolhouse (2010)
Contracts in the Schoolhouse In late fall of 2009, Citizen Works received a tip about a widespread practice in America’s public schools: the science safety "contract." A science safety contract, though not legally binding, is a document that styles itself as a contract that both students and parents must sign before participating in core…
Adhesion Contracts in Farming Summary (January 2010)
Adhesion Contracts in Farming, Summary of Issues I. Introduction Farmers face unique adhesion contract problems in two primary situations. The first is called the “production contract,” where farmers contract with food processor companies to produce crops or livestock that the processor agrees to buy in advance. Production contracts can cause serious problems for…
Magnusson Moss Act Summary (2009)
Magnuson-Moss Warranty Act (15 U.S.C. § 2301 et seq.) In 1975, Congress enacted the Magnuson-Moss Warranty Act to standardize product warranties so that consumers could better understand them and the FTC could better enforce their terms. Notably, it does not require warranties on all products, nor does it create implied or non-disclaimable warranties, although…