Underneath All Are the Contracts

Ralph Nader explains the problem with standard form contracts and introduces faircontracts.org.

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Sample Agreement between Temp Agency and Client Company

Contract:SampleTempAgency:ClientAgreement.pdf

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Free Sample Temporary Employment Agreements

Contract:FreeTempContractMojoLaw.pdfContract:FreeTempContract.pdf

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Education Contracts

Contract:PalmBeachSchoolDistTempContract.pdfContract:UGeorgiaContract.pdfContract:UMarylandContract.pdfContract:WillametteEdDistTempContract.pdfContract:HoodCollegeTempContract.pdf

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Free Sample Fixed-Term Employment Agreement

From www.free-legal-document.com/fixed-term-employments.html Contract:FreeFixedTermContract.pdf

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Staffing Agency Contracts

Contract:24-7Contract.pdfContract:EditechStaffingContract.pdfContract:ManpowerProfessionalContract.pdf

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Effect of Dodd-Frank Act on Payday Lending

These two sections of the Dodd-Frank Act directly impact the payday lending industry: 1024 – Supervision of Nondepository Covered Persons This section grants rule-making and enforcement power over payday lending to the newly created Bureau of Consumer Financial Protection. 1205 – Low-cost Alternatives to Payday Loans This section will provide funding & support to “entities”…

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How Payday Lenders Spent Millions to Win Every Battle, Only to Lose the War

This article, from the Washington Independent, discusses the payday lending industries past lobbying efforts that have effectively stopped regulation of the payday loan industry from taking place. But now with the Dodd-Frank Act and it’s creation of the Consumer Financial Protection Bureau, with full rule-making and enforcement authority over payday lenders, it appears that payday…

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Resources Sponsored by the Payday Lending Industy

These “informational” websites are all sponsored/funded by members of the payday loan industry: Community Financial Services Association Payday Pundit’s Blog Online Payday Loans

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Consumer Protection Groups – Payday Lending

These groups all work on Payday Lending issues: National Consumer Law Center Consumer Media Center for Responsible Lending  Americans for Fairness in Lending  AARP  Consumer Federation of America  

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Model Payday Loan Legislation

This model state statute, published in October, 2000 by the AARP, contains many of the provisions that have been repeatedly proposed and rejected by Congress. Important provisions include; a $300 maximum loan amount, 36% per annum maximum interest rate, and prohibiting rollovers. 

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