faircontracts

Maryland Consumer Law

By faircontracts / June 7, 2010 / Comments Off on Maryland Consumer Law

In Maryland, the mini-FTC act is the Maryland – Consumer Protection Act.  Under this legislation, plaintiffs have a cause of action when any person employs unfair or deceptive trade practices including any proscribed practices.  To sustain an action, the plaintiff must show actual harm due to the defendant’s conduct.  There is no statute of limitations…

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Maine Consumer Law

By faircontracts / June 7, 2010 / Comments Off on Maine Consumer Law

In Maine,the mini-FTC act is the Maine – Unfair Trade Practices Act.  Under this legislation, plaintiffs have a cause of action when any person who sells or leases good, services or property, real or personal, primarily for personal, family or household purposes using unfair methods of competition and unfair or deceptive acts or practices in…

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Kentucky Consumer Law

By faircontracts / June 7, 2010 / Comments Off on Kentucky Consumer Law

In Kentucky, the mini-FTC act is <Kentucky – Consumer Protection Act>.  Under this legislation, plaintiffs have a cause of action when any “person” (natural persons, corporations, trusts, partnerships, incorporated or unincorporated associations, and any other legal entity) who uses or employs any act or method herein declared unlawful.  To sustain an action, the plaintiff must…

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Kansas Consumer Law

By faircontracts / June 7, 2010 / Comments Off on Kansas Consumer Law

In Kansas, the mini-FTC act is the Kansas – Deceptive Consumer Sales Act.  Under this legislation, plaintiffs have a cause of action when a ”supplier” defined as; “A seller, lessor, assignor, or other person who regularly engages in or solicits consumer transactions, including soliciting a consumer transaction by using a telephone facsimile machine to transmit…

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Tell Us Your Story!

By faircontracts / June 6, 2010 / Comments Off on Tell Us Your Story!

Got a story to tell us about one of your contract experiences? Have you turned down a company or renegotiated the terms after they tried to force an unfair contract on you? Do you want to send out a warning to other consumers not to fall for predatory contracts?  Do you know of model industry…

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24 Hour Fitness “New Member Orientation”

By faircontracts / May 26, 2010 / Comments Off on 24 Hour Fitness “New Member Orientation”

Contract:24 Hr Fitness Membership Policies and Club Rules.pdf

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24

By faircontracts / January 19, 2010 / Comments Off on 24

When purchasing a product that offers a rebate, be sure to send in all required materials, but keep copies for yourself. If the rebate does not come within the time promised, report the company to the FTC or your state Attorney General.

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23

By faircontracts / January 19, 2010 / Comments Off on 23

Beware of free trials. Often, signing up for one means agreeing to a membership that automatically goes into effect (and begins billing you) after the “trial” period is over. Also look out for nonrefundable fees, automatic billing, and the process for canceling.

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22

By faircontracts / January 19, 2010 / Comments Off on 22

When taking out a loan, check out the reliability of the loan company by researching them through the Better Business Bureau, your state attorney general’s office, and any other source you can find to make sure the lender is reputable!

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21

By faircontracts / January 19, 2010 / Comments Off on 21

Never lie on your loan application. Lying on a mortgage application is fraud and may result in criminal penalties.

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