faircontracts
This model state statute, published in October, 2000 by the AARP, contains many of the provisions that have been repeatedly proposed and rejected by Congress. Important provisions include; a $300 maximum loan amount, 36% per annum maximum interest rate, and prohibiting rollovers.
Read MoreThis report, created and published by the National Consumer Law Center, discusses the various characteristics that alternatives to payday loans must possess. It also takes a close look at the current alternatives available and how they compare to payday loans. Additionally, the report contains a history of the often called-for 36% maximum APR on small…
Read MoreThis chart summarizes the past federal payday lending legislation from 1999-2010.
Read MoreChoice of venue provisions in a warranty, contract, or software agreement may be unenforceable under certain circumstances. Where a software company had already made a contract for the sale of the software and simply included the choice of venue information with the shipment of the software, the Kansas Supreme Court held that it was unenforceable, as…
Read MoreThere are several types of warranties recognized under the law. Warranties are generally divided into two main groups: express warranties and implied warranties. Express warranties, as their name suggests, are expressly made by the seller or manufacturer of a product. Generally, express warranties are made in writing, but they need not be in order to…
Read MoreIP*Works! V6 .NET Edition – License Contract:1b.doc
Read MoreWhen you have privacy, you value it more. But when the starting point is that you don’t have privacy, you value privacy far less. http://bits.blogs.nytimes.com/2010/07/19/the-economics-of-privacy-pricing/ Privacy
Read More“Some doctors have started fighting back against ugly Internet reviews by asking patients to abide by what are effectively gag orders that bar them from posting negative comments online.” http://www.msnbc.msn.com/id/29497619/ freedom of speech, abusive terms
Read More“…a comparison of the new U.K. iTunes TOS (“U.K. Terms”) and the original U.S. iTunes TOS (“U.S. Terms”) on which they were based is illuminating. While the majority of the language in the both versions is identical, the differences between them are important, and illustrate that service providers can make things more fair for consumers,…
Read More“WASHINGTON, D.C. – The U.S. Senate Committee on Commerce, Science, and Transportation announces the following full committee hearing on Aggressive Sales Tactics on the Internet and their Impact on American Consumers. “ http://commerce.senate.gov/public/index.cfm?p=Hearings&ContentRecord_id=1ab8d59f-73a4-4fd9-aa2a-611c85861f0c&ContentType_id=14f995b9-dfa5-407a-9d35-56cc7152a7ed&Group_id=b06c39af-e033-4cba-9221-de668ca1978a&MonthDisplay=11&YearDisplay=2009
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